November 2009 Results
Campground Fees $456.96 (15.23 per day) - Budget $450.00
RV Clubs $0.00 - Budget $0.00
RV Insurance $0.00 - Budget $0.00
Propane $0.00 - Budget $40.00
Cell Phones $80.79 - Budget $90.00
Satellite Internet $0.00 - Budget $0.00
Note: Satellite internet is not included in our regular expenses. We classify it as a business expense. We paid $798 in December 2008 for all of 2009.
RV Taxes/Registration $0.00 - Budget $0.00
Satellite TV $84.34 - Budget $85.00
RV Maintenance $193.50 - Budget $50.00
While having a brake assembly replaced under warranty, we had some minor non-covered repair work done. Also, we accidentally burned out the heating element in our water heater while I was flushing it. So $75 of the expenses was a service call and part replacement.
Diesel $211.03 - Budget $350.00
We drove the truck 701 miles in November. Most of that, 652 miles, was towing. That was a few hundred miles less than we expected for the month. :)
Gas $211.02 - Budget $200.00
We drove the Jeep 1,622 miles in November. Most of that, 928 miles, was in local exploring and the remainder was while traveling with the RV.
Truck Maintenance $0.00 - Budget $35.00
We replaced all the truck tires in November. Since that was an unexpected expense for 2009, we included it in the Emergencies/Budget Cushion category.
Jeep Maintenance $55.00 - Budget $20.00
Had some windshield chips repaired.
Truck Insurance $0.00 - Budget $0.00
Jeep Insurance $0.00 - Budget $0.00
Truck Taxes/Registration $0.00 - Budget $0.00
Jeep Taxes/Registration $0.00 - Budget $0.00
Groceries & Dining Out $565.94 ($18.86 per day) - Budget $450.00
Our Groceries & Dining Out budget for 2009 is the same as for 2008. It's based on $12 per day per month for groceries PLUS $90 for dining out.
In November, we only spent $200 on groceries. But we dined out more than usual as we "ate our way across Louisiana". It was worth it. :)
Laundry, Clothing, Hair Care $95.59 - Budget $75.00
Laundry was only about $20 in November. The rest of the expenses were for some shoes for me, pajamas for Linda, and hair care.
Entertainment $78.00 - Budget $200.00
That was the net of our entertainment expenses and the $200 I won in a poker tournament.
Insurance - Health, Life, Umbrella, Etc. $154.66 - Budget $220.00
Budgeted for our health insurance to go up with the annual renewal. However, the premiums were going up much more than budgeted. So we changed plans and actually had a premium reduction with no loss in coverage.
Medical & Dental Expenses $4.00 - Budget $50.00
In October, I had a severe nosebleed. We went to an emergency room to make sure there wasn't something really serious behind that episode.
The hospital bill arrived in November. However, since it was sort of an emergency expense rather than a periodic maintenance expense, we included it in the Emergencies/Budget Cushion Category below.
Miscellaneous $284.95 - Budget $150.00
Bought a toaster oven, some RV accessories (new sewer connectors, new water filter, etc.), pre-paid Priority Mail envelopes for our mail forwarder, and a couple of kitchen gadgets.
Emergencies/Budget Cushion $2,660.83 - Budget $300.00
We had planned on budgeting for new truck tires in 2010 since a tire place told us we had another 8,000 or so miles of tread left. But we had a blowout in November and went ahead and replaced all six tires at a cost of $1,889.41 (that included the service call to replace the blowout).
Also, we got the hospital bill for my emergency room visit in October. That was $771.42.
Totals $2,475.78 ($82.53 per day) for normal living expenses - Budget $2,465.00
Totals with Emergencies/Budget Cushion $5,136.61 - Budget $2,765.00.
Well, it was a good month for our normal living expenses as we were only $11 over budget. The over budget and under budget categories offset as they often do.
But it was certainly rough for the unexpected expenses. Oh well. We were going to pay for truck tires next year anyway.
For the year, we are $2,200 under budget on normal living expenses and still $2,000 under in total even with the unexpected $2,600.
For a look at the numbers through November 2009, go to Our 2009 Actual Expenses. To see our budget month-by-month click on Our 2009 Budget.
On the business side, we had net profit of $523. You can see the breakdown on the 2009 Business Financial Summary page.
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