November 2010 Results
Campground Fees $586.28 (19.54 per day) - Budget $450.00
It's a bit tougher to stay at the $15 per day average when traveling in the east without going to Passport America campgrounds/RV parks and not getting a senior discount. :) But we're pretty happy that we kept it under $20 a day.
RV Clubs $0.00 - Budget $0.00
RV Insurance $0.00 - Budget $0.00
Propane $27.00 - Budget $30.00
Cell Phones $89.09 - Budget $90.00
Satellite Internet $0.00 - Budget $0.00
Note: Satellite internet is not included in our regular expenses. We classify it as a business expense. It runs us about $800 per year ($67 per month).
RV Taxes/Registration $0.00 - Budget $0.00
Satellite TV $89.09 - Budget $90.00
RV Maintenance $0.00 - Budget $50.00
Diesel $231.50 - Budget $350.00
We drove the truck 846 miles in November, 823 towing and 23 going for fuel from a campground.
Gas $214.45 - Budget $150.00
We drove the Jeep 1,704 miles in November. Of that, 825 was traveling and 879 was local exploring, including one long day trip from Cheraw, SC to the South Carolina coast. That was quite a bit more local driving than we anticipated.
Truck Maintenance $0.00 - Budget $35.00
Jeep Maintenance $0.00 - Budget $35.00
Truck Insurance $0.00 - Budget $0.00
Jeep Insurance $0.00 - Budget $0.00
Truck Taxes/Registration $0.00 - Budget $0.00
Jeep Taxes/Registration $0.00 - Budget $0.00
Groceries & Dining Out $348.36 ($11.61 per day) - Budget $450.00
Our Groceries & Dining Out budget for 2010 is the same as for 2009. It's based on $12 per day per month for groceries PLUS $90 for dining out.
We were on Weight Watchers for the entire month and Linda cooked more to make sure we stayed within our guidelines. Preparing our own meals rather than going out or buying pre-packaged meals always saves us.
Laundry, Clothing, Hair Care $100.38 - Budget $75.00
Linda got a new pair of tennis shoes and I needed a new belt - a smaller one. :) Laundry is running about $8 per week.
Entertainment $34.00 - Budget $200.00
One round of golf for the month and everything else we did was free.
Insurance - Health, Life, Umbrella, Etc. $166.69 - Budget $200.00
Monthly health insurance premium ($166.69) for both of us. It's an Anthem Blue Cross/Blue Shield Lumenos PPO plan with a $10,000 deductible and a Health Savings Account (HSA) feature.
I budgeted for an increase of about 30% when the policy renewed in August just to be conservative. However, we were pleased to see that the increase was only about $12 (a little less than 8%).
Medical & Dental Expenses $4.00 - Budget $50.00
Miscellaneous $70.91 - Budget $150.00
Emergencies/Budget Cushion $0.00 - Budget $600.00
Totals $1,961.75 ($65.39 per day) for normal living expenses - Budget $2,405.00
Totals with Emergencies/Budget Cushion $1,961.75 - Budget $3,005.00.
We came in $443 under budget on normal living expenses. For the eleven months so far this year, we're $2,134 under budget when excluding the Emergencies/Budget Cushion. We're over budget on the Emergencies/Budget Cushion alone by $1,922, but, overall we've made up for the larger expenses we hadn't anticipated. We just have to get through one more month on budget and we'll be very happy with our year.
On the business side, we had net income for November of $1,185. You can see the breakdown on the 2010 Business Financial Summary page.