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Wednesday, May 24, 2017

Comments

Thank God for your good news. I am so relieved for you.

Great news guys , good luck, hope the repair goes as planned

That is REALLY GOOD NEWS!!! We know this is very nerve wracking but it could have been so much worse if either of you had been injured in an accident. The RV can be replaced but you two are irreplaceable:o))

Nancy & Bill,

Awwwww, thanks. :)

Glad its worked out.
Our Insurance never sent an adjuster, just accepted the "Body Shop" repair estimate. But that took over a week out of the 3 weeks we were stuck in the RV Park. Amazingly, your estimate for similar damage is just about the same as ours, albeit no bedroom issues were present except for the front (within the Cap) closet floor. We ate the $1K deductable.

Howard,

Glad it all worked out Howard. I can feel the agony you guys went through thinking of all of the worst possible options.

Just curious though, as I am about everything, how much do you figure you have paid since owing the Cambridge in "extra" insurance to cover these type of unexpected events. That is, would it be more than what the repair estimate is/was, or less?

I have often figured it more prudent to have cash in the bank saved to pay off these one time occurrences, rather than pay in advance for someone else to hold my money "in case" something goes wrong.

So, do you figure you are "still ahead" financially, after having paid out the initial costs of the extra insurance + the higher premiums each year during the past 12 years?

Thanks again for keeping us all posted on your repairs. I find the whole thing interesting (as well as nerving!)

Happy travels and I hope the repairs make your 5th wheel stronger than ever.

Cheers.

May I suggest that you will be more comfortable and trusting of your rig, going forward through the next few years, if you now stay and watch the entire repair process. You will know "what is under the skin." And if you see something that you want done you can have it done. I believe that you will be happier if you tough it out and watch it through.

David Mason

Are you able to, or will you forward this to Lippert so they might take this under consideration and beef up the framing in this area?

Guy,
First of all, all insurance is to cover unexpected events. It always comes down to risk of loss versus ability to cover (self-insure) the unexpected events. We've averaged about $800 a year to insure the RV or about $9,600 over twelve years. Of that I'd say maybe $1,200 (on the high end) would have been for our "extra" Total Loss Replacement/Purchase Price Guarantee coverage. That, my friend, is a no-brainer to protect against the lost depreciated value of our home on wheels which is at risk of a catastrophic loss every time it's on the road.

I am also a big fan of Progressive Insurance. We had a destination trailer located in south Texas. It got destroyed by a tornado a year ago. Progressive was fabulous. Quick, efficient, and emphatic. They not only handled the claim but also made us feel better and not so overwhelmed by the whole situation. I would recommend this company in a heartbeat.

Howard and Linda,

I wouldn't be worried about the repair. It'll be stronger than it was originally. These guys know what their doing and will do a good job.

Jim

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