September 2010 Results
Campground Fees $0.00 (0.00 per day) - Budget $0.00
Workamping at Thunder Bay Resort in Hillman, MI for the summer. Campsite is included.
RV Clubs $0.00 - Budget $0.00
RV Insurance $0.00 - Budget $0.00
Propane $0.00 - Budget $10.00
Cell Phones $80.89 - Budget $90.00
Satellite Internet $0.00 - Budget $0.00
Note: Satellite internet is not included in our regular expenses. We classify it as a business expense. It runs us about $800 per year ($67 per month).
RV Taxes/Registration $0.00 - Budget $0.00
Satellite TV $89.09 - Budget $90.00
RV Maintenance $0.00 - Budget $50.00
Diesel $0.00 - Budget $0.00
We drove the truck 41 miles in September to give it a workaout.
Gas $115.78 - Budget $120.00
We drove the Jeep 1,290 miles in September. Of that, 616 was for local exploring and 674 was the roundtrip to Goshen, Indiana to see our RV-Dreams friends and speak at the Escapees Escapade. The gas for the trip to Escapade is included in our monthly business expenses.
Truck Maintenance $0.00 - Budget $35.00
Jeep Maintenance $0.00 - Budget $35.00
Truck Insurance $0.00 - Budget $0.00
Jeep Insurance $0.00 - Budget $0.00
Truck Taxes/Registration $0.00 - Budget $0.00
Jeep Taxes/Registration $0.00 - Budget $0.00
Groceries & Dining Out $444.42 ($14.81 per day) - Budget $450.00
Our Groceries & Dining Out budget for 2010 is the same as for 2009. It's based on $12 per day per month for groceries PLUS $90 for dining out.
Laundry, Clothing, Hair Care $77.00 - Budget $75.00
Linda picked up some clothes for her duties as a server for an event at our workamping gig. Laundry is running about $8 per week.
Entertainment $156.82 - Budget $200.00
Insurance - Health, Life, Umbrella, Etc. $166.69 - Budget $200.00
Monthly health insurance premium ($166.69) for both of us. It's an Anthem Blue Cross/Blue Shield Lumenos PPO plan with a $10,000 deductible and a Health Savings Account (HSA) feature.
Our premium was $154.66 through July, but the renewal was in August. I anticipated an increase of about $40 and budgeted thusly. However, we were pleased to see that the increase was only about $12 (a little less than 8%).
Medical & Dental Expenses $4.00 - Budget $50.00
Miscellaneous $97.09 - Budget $150.00
Emergencies/Budget Cushion $0.00 - Budget $600.00
Yay! Now that's four months in a row without any more expenses in this category. :)
Totals $1,231.78 ($41.06 per day) for normal living expenses - Budget $1,555.00
Totals with Emergencies/Budget Cushion $1,231.78 - Budget $2,155.00.
We came in $323 under budget on normal living expenses. For the first nine months of the year, we're $2,156 under budget when excluding the Emergencies/Budget Cushion. We're over budget on the Emergencies/Budget Cushion alone by $3,122, but as long as nothing new pops up, we should be able to make all of that up pretty easily by year end.
For a look at the numbers through September 2010, go to Our 2010 Actual Expenses. To see our budget month-by-month click on Our 2010 Budget.
On the business side, we had net loss for September of ($144). That was due to 1) Linda placing a large beading order for a few people near the end of the month and she didn't get reimbursed until October, and 2) the expenses of traveling to and speaking at the Escapees Escapade for which there was no compensation. You can see the breakdown on the 2010 Business Financial Summary page.