August 2010 Results
Campground Fees $0.00 (0.00 per day) - Budget $0.00
Workamping at Thunder Bay Resort in Hillman, MI for the summer. Campsite is included.
RV Clubs $0.00 - Budget $0.00
RV Insurance $0.00 - Budget $0.00
Propane $0.00 - Budget $10.00
Cell Phones $80.95 - Budget $90.00
Satellite Internet $0.00 - Budget $0.00
Note: Satellite internet is not included in our regular expenses. We classify it as a business expense. It runs us about $800 per year ($67 per month).
RV Taxes/Registration $0.00 - Budget $0.00
Satellite TV $89.09 - Budget $90.00
RV Maintenance $0.00 - Budget $50.00
Diesel $0.00 - Budget $0.00
We didn't drive the truck at all in August.
Gas $83.62 - Budget $120.00
We drove the Jeep 559 miles in local exploring around northeast Michigan in August.
Truck Maintenance $0.00 - Budget $35.00
Jeep Maintenance $0.00 - Budget $35.00
Truck Insurance $0.00 - Budget $0.00
Jeep Insurance $0.00 - Budget $0.00
Truck Taxes/Registration $0.00 - Budget $0.00
Jeep Taxes/Registration $0.00 - Budget $100.00
Groceries & Dining Out $438.30 ($14.14 per day) - Budget $450.00
Our Groceries & Dining Out budget for 2010 is the same as for 2009. It's based on $12 per day per month for groceries PLUS $90 for dining out.
Laundry, Clothing, Hair Care $24.00 - Budget $75.00
Entertainment ($42.64) - Budget $200.00
Well we spent about $490 in Entertainment for the month. Much of that was while Linda's Mom & Adam were visiting with their friends. We had $110 for a golf/casino trip, $75 for another golf outing, about $90 for our part of a pontoon boat rental and fishing bait & tackle, and some smaller items. Without those items we would have come in right at our $200 budget.
However, part of the Entertainment expense was a $40 entry fee into a poker tournament at the beginning of the month. I happened to come in second and won $532. If not for that, we likely wouldn't have spent quite so much in this category in August, so we offset our Entertainment expenses against those winnings and came out with a negative expense number. :)
Insurance - Health, Life, Umbrella, Etc. $166.69 - Budget $200.00
Monthly health insurance premium ($166.69) for both of us. It's an Anthem Blue Cross/Blue Shield Lumenos PPO plan with a $10,000 deductible and a Health Savings Account (HSA) feature.
Our premium was $154.66 through July, but the renewal was in August. I anticipated an increase of about $40 and budgeted thusly. However, we were pleased to see that the increase was only about $12 (a little less than 8%).
Medical & Dental Expenses $0.00 - Budget $50.00
Miscellaneous $152.09 - Budget $150.00
Most of that was to have my golf clubs re-gripped - $70.50 plus a $20.00 tip.
Emergencies/Budget Cushion $0.00 - Budget $600.00
Yay! Now that's three months in a row without any more expenses in this category. :)
Totals $992.10 ($32.00 per day) for normal living expenses - Budget $1,555.00
Totals with Emergencies/Budget Cushion $992.10 - Budget $2,155.00.
We came in $563 under budget on normal living expenses. For the first eight months of the year, we're $1,832 under budget when excluding the Emergencies/Budget Cushion. We're over budget on the Emergencies/Budget Cushion alone by $3,722, but as long as nothing new pops up, we should be able to make all of that up pretty easily by year end.
For a look at the numbers through August 2010, go to Our 2010 Actual Expenses. To see our budget month-by-month click on Our 2010 Budget.
On the business side, we had net profit for August of $442. You can see the breakdown on the 2010 Business Financial Summary page.