We were at Zoa & Adam's in The Villages and planning to leave early because Zoa had a golf game. It turns out her golf was cancelled, so we stayed into the early afternoon.
Linda tried "arm knitting" last week and then graduated to "finger knitting". She seems to like the finger knitting better as she knocked out two scarves rather quickly. I'll post some photos later.
We said our goodbyes somewhere around 1:30 and headed back to Silver Springs.
I watched the Louisville women take on #3-ranked Notre Dame and they played well until the last couple of minutes and let it slip away.
I'm in semi-mourning because the school decided to do a self-imposed ban on post-season play for the men's team. Apparently, there were some recruiting violations a few years ago that had to do with strippers and prostitutes - it's a very sordid story and shameful for the program. It's terrible for the current group of players because none of them were around at the time, but it's probably best for the school to avoid more stringent sanctions later.
We watched the final round of the golf tournament, and then it went into a playoff running over into the Super Bowl coverage on the other channel. I had to use my picture-in-picture option with the new DirecTV Genie DVR we just put in. :)
I was rooting for Carolina in the Super Bowl, mostly because I just like to see teams that haven't won get a trophy. But I wasn't overly passionate either way, so congrats to Denver and Peyton Manning. Good thing his defense controlled the game. :)
This morning I started a long project of getting financials updated for 2015 and figuring out a way to present ten years of expenses in summary form in a way that will be meaningful and helpful.
Anyway, Our 2015 Expenses are complete, and I've posted a 2016 Budget, although it will likely change once we figure out what we're gonna be doing the last half of the year. :) And I've updated our RV-Dreams Business Financials to include the 2015 results if anyone is interested. We had another very strong year which allowed us to cover our living expenses, take our fabulous Costa Rica trip, and set aside some funds for our IRAs and Health Savings Account, but also resulted in some large tax liabilities.
We've been very fortunate to not have to take any funds out of our savings/investments for the last three years, and it would have been four years if we hadn't lost our truck engine in 2012. But, again, we know that could all change in an instant, so we continue to look for other revenue streams and opportunities that won't compromise our life on the road.
After getting some work accomplished in the morning, I joined Lee and Glen for a round of golf on this sunny but very windy day. I'm not a fan of playing golf in the wind, but my front nine was pretty good. Then, it got ugly on the back. Oh well. I can't complain - work a few hours in the morning, play golf in the afternoon. But it could be a little warmer, and that's why I'd prefer to be farther south in Florida for the winter.
While I was gone, Linda did some grocery shopping at the local Walmart. Using her Walmart Savings Catcher app, she now has over $18 in credits. She scans her Walmart receipts using the app, and then Walmart checks advertised prices of competitors in the area for lower prices. If they find lower advertised prices, they give us a credit for the difference.
Monday evening, we just had some sandwiches for dinner and watched our usual combination (this time of year) of college basketball and mindless entertainment.
Today was also cool, windy, and sunny as I continued with work on our financials project. Linda worked on cleaning up our email Inbox, printing 1099s from our business partners, and updating rally registration information.
Around 2:30, Lee picked me up for a couple hours of tennis. We join a couple of other guys and play doubles. We play one set and then rotate partners. My team, for the second week in a row, has lost every set. Clearly, I'm the weakest link, and I don't like it one bit. Granted, I've never had a lesson, and I've probably played tennis less than a dozen times in my life, but I don't like to lose, I don't like causing my teammates to lose (which is worse), and I don't like being bad at anything. And when I can sense that better players are "taking it easy" on me, that just riles me up even more. Okay, Howard. Calm down.
We've only got a couple more weeks here and then it will probably be another year or so before I play tennis again, so I'm asking myself if it's worth getting a lesson, or if I should just suffer through the frustration and humiliation for the exercise? A lesson probably wouldn't hurt, as I've never even learned the proper fundamentals of the game. So maybe I'll do that after we get back from the Chattanooga RV Show.
We do enjoy games, and though we've gotten together with several folks we've met over the years, we should probably play more often. It also helps cover up my lack of conversation skills and disinterest in chit-chat. :)
I got up early this morning to continue work on this financial presentation vision I have that keeps changing. I tried to get myself organized and started a "to do" list regarding the website. As I went through each page, tested links to other pages, and read through the pages, I realized I've got a lot of work to do. It's just time consuming. But at least I've gotten some focus back. :)
It was yet another cold morning (for Florida) with temps in high 30s. I went out and filled the fresh water tank, as there is a leak in the RV park's water system and they have to shut off the water for repairs. They said they would shut it off at 10:00 this morning and had no idea when it would be back on.
Later in the day, the water came back on, but I disconnected our hose, water filter, and pressure regulator anyway since they were predicting freezing temperatures overnight. And since we're heading out of town tomorrow for the Chattanooga RV Show, there won't be any need to re-connect until we get back Sunday evening.
Before the office closed, I walked up to retrieve a package. One of our readers kept me supplied with logo golf balls from his company for several years, and I'm just now getting low. But I have trouble paying the high prices for the best golf balls, so I use whatever points we have from credit or debit card purchases to order them. Looking forward to trying out my new Srixons next week.
Also, we got an email from Coleen about a couple of helpful websites for prescriptions.
GoodRx is a website (and app) that allows you to plug in your medication and zip code to get a display of the prices at the various pharmacies in the area and at online pharmacies as well. You can also modify the dosage and number of pills so that everything matches up with your prescription. Of course you have to do the leg work to get your prescription to the proper pharmacy.
BlinkHealth is a little different. All the prices shown are their negotiated discount prices. You pay them directly through their website. Then you just print a payment voucher and take it to your pharmacy to pick up your prescription. Again, you have to do the leg work to get your prescription to the proper pharmacy and the payment voucher must match the prescription information.
These sites are best for those that:
- Don't have prescription drug coverage
- Have higher co-pays for prescriptions than the discounted cost of the medication
- Have not yet reached their deductible on their insurance coverage
- Have medications that aren't covered by their particular insurance plan
In other words, if you are paying for prescriptions out-of-pocket, these websites can potentially save you quite a bit of money. In our case, my prescriptions are pretty inexpensive through Walmart, but in doing some quick research, Linda found her prescriptions to be much cheaper and we may give BlinkHealth a try next time she needs a refill. If and when we do that, we'll report back and let you know how it went. In the meantime, we'd love to hear your experiences with BlinkHealth, GoodRx, or other solutions you have found as a traveler.
This evening, Linda once again made us breakfast for dinner and we watched TV as I continued working my spreadsheets and formulating my website plans.
Well, that about wraps up the first half of this week. Tomorrow, we fly out for the Chattanooga RV Show to present seminars. Here is a link to the seminar schedule for the show.
And, by the way, if you are in the Columbus, Ohio area, our friends Greg & Cori are presenting seminars at the Columbus RV Show this weekend.
Take your sweetie to an RV show this Valentine's Day weekend. :)